Fractional CFO Services in Jacksonville
Vessel Advisors serves Jacksonville-area operating companies between $5M and $70M with fractional CFO and Controller services. Logistics, financial services, insurance, healthcare, and manufacturing across the First Coast.
Florida Coverage
Fractional CFO and Controller services for Jacksonville-area operating companies.
Vessel Advisors serves operating companies across Jacksonville and the broader Florida market — logistics and distribution operators, insurance and financial services businesses, manufacturers, healthcare organizations, and professional service firms — at the $5M to $70M scale. We staff Jacksonville engagements from our vetted national bench of CFOs and Controllers who have run finance functions in the industries that matter here.
Jacksonville is the largest city by area in the contiguous US, and the underlying economy reflects it — a wide base of operating companies serving national supply chains, financial services back offices, and the growing insurance and healthcare sectors that have made the metro a quiet mid-market powerhouse.
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The Market
Jacksonville is the operational back office for a lot of the Southeast.
The Jacksonville economy is anchored by three overlapping bases: logistics and distribution (Port of Jacksonville, CSX headquarters, deep freight infrastructure), financial services and insurance (Fidelity National, Deutsche Bank operations centers, Florida Blue, a growing fintech base), and healthcare and healthcare services (Baptist Health, Mayo Jacksonville, UF Health). Manufacturing rounds out the picture — from consumer packaging to specialty industrial along the I-95 corridor.
The finance-function issues we see cross industry: businesses that grew through the 2010s and 2020s on the strength of the regional economy without ever building the infrastructure a mid-market business actually needs. Reporting that's built for tax compliance rather than management. Banking relationships that never got renegotiated as the business scaled. Cost accounting that would tell an owner things they haven't been able to see on their own.
What we see most:
- Logistics, distribution, and freight forwarding operators serving the port and I-95 corridor.
- Financial services, insurance, and fintech businesses scaling with the region's financial-services base.
- Manufacturers and consumer packaging operators serving national supply chains.
- Healthcare and healthcare-services businesses with multi-facility footprints across northeast Florida.
- Family-owned operating businesses across construction, distribution, and specialty consumer preparing for the next stage.
Industries
Where we work most in Florida.
Logistics and distribution
Freight forwarders, warehousing operators, 3PLs, and distribution operators serving the Port of Jacksonville and the I-95 corridor. Customer contribution margin, freight-in accuracy, and terms discipline. See our distribution cluster.
Financial services and insurance
Financial services back offices, insurance operators, specialty finance, and the growing fintech base. Unit economics, regulatory reporting, and the reporting rigor that lenders and investors underwrite against.
Healthcare and healthcare services
Multi-facility healthcare operators, physician groups, and healthcare-adjacent services. Payer mix, provider productivity, and the specific reporting the payer side requires.
Manufacturing and consumer packaging
Industrial manufacturers, packaging operators, and specialty consumer producers serving national brands. Standard cost, inventory accuracy, and margin discipline. See our manufacturing pillar.
How we engage.
When It's Broken
Put out the fire.
Interim CFO & Controller. At the loss of a key employee. When things crash or break. We deploy interim professionals — repairing what's broken and keeping the system running while you decide what's next.
When You're Building & Exiting
Advise and serve.
CFO, Controller & Accounting Team. Right-sized financial leadership — and the team to execute. Embedded for the long run. The CFO Power Team™: right roles, right cost.
When You Don't Know What You Don't Know
Assessment services.
Financial Discovery Assessment™. A structured deep-dive that reveals where your finance function stands today — and what it needs to support where you're going.
Transaction Readiness Assessment™. Will the books and reporting tell the right story to a buyer or investor — and do the systems and processes support merger or acquisition activities?
Coverage
We cover Jacksonville.
We serve northeast Florida from our vetted national bench. Coverage area: Jacksonville, Ponte Vedra, St. Augustine, Fernandina Beach, Orange Park, Amelia Island, and the broader Duval, St. Johns, Clay, and Nassau County region.
Call the team
+18663244473Our Proprietary Diagnostic
The Financial Discovery Assessment™ shows you what’s working, what’s missing, and the plan to get where the business needs to go.
Every Assessment applies the same structured examination — accounting systems and technology, processes and procedures, team members and team structure, and team-member will-skill — refined across hundreds of engagements in businesses that look like yours.
The output is the Financial Heat Map System™: dollarized findings, hidden inefficiencies, and a sequenced plan. It’s presented at the Executive Action Meeting, where your stakeholders review findings and recommendations in non-clinical, non-technical language they can act on.
We’ve walked into hundreds of businesses at the stage yours is in now. We know where to look. We know how to fix what we find.